Madness By Michael

Still from Crowhurst's self-shot video
http://www.bbc.co.uk/devon/content/articles/2006/12/12/crowhurst_film_feature.shtml

While much has been written about the 1968 Sunday Times Golden Globe Race, it is such an incredible story, on so many different levels, that it is worth repeating for anyone who is not aware. Several nights ago, I again watched the 2006 documentary, Deep Water. It is about the Race and its most fated entrant. If you want to watch a compelling, riveting, true story of a man pushed over the edge by the pressures of a classic Mexican standoff in which he plays both sides, Deep Water is for you.

In July 1967, all of Great Britain—and much of the world—was captivated by the knighting of Sir Francis Chichester, an experienced and accomplished yachtsman who had just finished sailing around the world alone, in record time via the southern capes. This had never been done before. This was a remarkable achievement, one that catapulted him to fame.

The newspaper that sponsored Chichester’s voyage enjoyed a tremendous return on their investment, given the success and sustained popularity of the story. They were eager to repeat their success…but how?

Less than a year later, The Sunday Times upped the ante by announcing a £5,000 purse to the person who not only repeated the feat,  but who did it non-stop (Chichester had stopped for repairs and supplies in South Africa). Many doubted such a voyage, non-stop and much of it in the southern ocean, was possible. Even if a vessel could endure 26,000 miles without stopping, could a human being cope with the stress of such sustained isolation?

Nine men entered the race. Eight of them had impressive sailing resumes, one did not.

Donald Crowhurst was an Englishman and tinkerer with a failing business and a wife and three kids to support. He day sailed on the weekends and hatched a plan that eventually put forces into motion he could not control.

While he’d neither owned nor sailed a multihull, Crowhurst had an idea for an inflatable airbag device that could be mounted atop the mast and prevent a multihull from capsizing.

Crowhurst believed that if he could sail one around the world non-stop, alone, and faster than his competitors, he would prove the viability of his airbag invention and sell a ton of them, or so he hoped. He commissioned a yard to build his vessel, a Piver-designed trimaran. Teignmouth Electron was finished only a few weeks before the departure deadline for entrants. The construction was rushed and incomplete when he took delivery. He had only a few weeks aboard the new vessel to shake it down and learn to sail her. Crowhurst departed on the last possible day with strong reservations about the undertaking, little faith in his vessel, and the knowledge that if he didn’t start and finish the race he would lose his house under terms he signed to fund his boat.

He had spent very little time sailing her. He was still making repairs and installing fittings the day he left. His invention was neither complete nor installed. But on that cloudy day, thousands of his countrymen gathered to see him off. His campaign was heavily publicized by the paper. He was the underdog and had become immensely popular.

Diaries and log books recovered later reveal that Crowhurst determined early on that his boat was not fit for the trip. He knew that if he continued on to the southern ocean, he would die. He knew that if he sailed home, he would lose his home and face financial ruin and humiliation. He hatched another plan: Crowhurst decided to fake his trip.

He would hang out in the relatively benign equatorial region, sailing nowhere for months while the other racers made their way around the globe. He would report fake positions over the radio, keep a fake logbook, and at some point tuck in behind the others and finish the race, but not win the race.

Crowhurst radioed false position reports that gradually put him in a competitive position. (This was 20 years before the first GPS and the complexity of interpolating a false position, recording false celestial sights and the corresponding calculations, is noteworthy.)

However, in short order, the 9-boat field shrank down to four boats, following five sailors' abandonment of the race. Of the remaining four, Robin Knox-Johnston finished the race, leaving Bernard Moitessier, Nigel Tetley, and Donald Cowhurst in a battle for the finish and the prize for the fastest time (Knox-Johnston departed much earlier).

Moitessier looked to be the sure winner, but just prior to completing the race, he decided to forego the fame and instead did a one-eighty and headed back around the world without finishing (reflecting his personal rejection of the commercialization of the race).

This put Tetley in line to win, but he was not far ahead of Crowhurst (so he believed) and so he charged on, pushing his boat hard. But Tetley’s boat was falling apart by this time and not prepared for any charge. It sank and he was rescued from his life raft.

When the English press announced that Crowhurst was now likely to win with the fastest time, the English people went wild. When Crowhurst learned of his fate, sailing directly into exposure of his fraud, and financial ruin, his descent into madness was brief. His suicide followed.

Again, the documentary about Crowhurst and this remarkable race is called Deep Water. It is in video stores and on Netflix. It is a fascinating, detailed telling of this story and includes a lot of video of Crowhurst—the anxiety on his face the day he leaves is apparent. Almost 40 years after the race, his wife and one son are interviewed extensively in the film, as is the reporter from The Sunday Times who followed the story as it unfolded.

I would love to read your comments if you’ve seen it already, or your impressions after you do.

Another Way To Provision By Michael

SAIL magazine Associate Editor Charles Doane keeps an interesting blog called Wavetrain. His dry humor and perspective are a pleasure and he covers "cruising sailboats and other aquatic miracles." True to his subtitle, he posted recently the fascinating video below of Haitians loading a truck onto a sailboat. I figured it must be a one-off, an incredible attempt to do something that is probably not a good idea.

But clearly my Western thinking blinded me to what is possible because once on YouTube, I found several such videos , featuring increasingly larger trucks (first a Mack dump truck, then a large box truck). It is now clear that our first order of business when we get aboard Del Viento will be to strengthen her toe rails.


--MR

Healthcare and Cruising By Michael

Several of the responses to my guest post on Get Rich Slowly (mostly an audience without a knowledge or understanding of the cruising community) asked simply, "What about health insurance?" As our departure date approaches, we are crossing one thing after another off our list(s). But one thing we haven't yet resolved is whether or not to buy health insurance (and not having health insurance does not mean not having health care).

Windy bandaged up and listening to her instructor at NOLS



In the United States, the cost of health care rightly leaves folks feeling like health insurance is an imperative. The employer-based nature of our health insurance industry leaves many folks feeling like maintaining a relationship with an employer who will make you a de facto member of a group policy, is an imperative. Furthermore, switching employers severs ties to that group and can leave you unable to join another group, should you have any pre-existing condition. Because illness and corresponding health care expenses are one path to personal bankruptcy in the U.S., it is understandable that the first mental roadblock when contemplating an adventure like ours is, "What about health insurance."

Well, we've already decided to leave the employer-based system and the only question that remains is whether or not to purchase insurance on our own, and if we do, what kind?
As I see it, there are three non-employer-based health insurance options for the U.S.-based cruiser:

• A traditional policy through a U.S.-based company like Blue Cross/Blue Shield. This can be either a policy akin to what most folks get from their employer (in terms of coverage and deductible limits) or it can be a high-deductible ($5,000 to $10,000) policy that includes defined lifetime caps.


• A traditional policy through a company based in the country we happen to be in for an extended period of time. These policies are used by cruisers who spend many months, or years, in one country. Mexico is the example I am most familiar with. In several ports of call, there are cruisers who have obtained FM3s, or long-term non-immigrant visas. They often carry insurance through Instituto Mexicano del Seguro Social (IMSS) and/or a private carrier. In both cases the costs are almost negligible.


• An international policy that provides coverage in any country. These policies are underwritten by non-U.S. companies and intended for long-term international travelers and feature high-deductibles. Not surprisingly, they universally limit to six months per calendar year the amount of time that can be spent in the U.S..

I've looked into the first option and the cost is prohibitive (roughly $7,000 per year for our family), even with a large deductible ($5,000). Even if costs were within our budget, coverage is not designed for folks who receive care outside of the U.S.. For us, this option is not really an option.

The second option, buying into the Mexican system for the time we are there, and perhaps supplementing this with a private carrier, is attractive, for the time we are in Mexico. I've read numerous accounts by cruisers in Mexico who have received excellent care, for everything from routine dental work to complicated surgeries. I have no reservations about Mexican health care for us and the total costs are comparable to what we pay in co-pays and deductibles in the U.S.. I've read that the annual cost of IMSS is $250 per person.

The third option is a popular one. I read last year on Lin and Larry Pardey's blog about their 2002 research leading them to purchase health insurance through Lifeboat Medical Insurance. Another company I read good things about is Seven Corners and their Reside plan. (Note: Seven Corners happens to also be the administrator of the Lifeboat plan, though I think the underwriters are different, and the rates for Lifeboat seem to be a bit lower, but require membership in the Charter Yacht Society, only $25) I received quotes from both companies for our family at roughly $1,800 per year (Reside) and $1,500 per year (Lifeboat), with a $5K deductible. These companies are attuned to the needs of folks of all nationalities living and travelling all over the world.

Just based on blogs I've read, I suspect there are cruisers, and even cruising families, who do not carry health care insurance of any kind. For all of my adult life it would have seemed an insane proposition: considering whether or not to maintain health insurance. Even in the early stages of planning for this lifestyle change, we assumed we'd budget for the premiums of high-deductible private health insurance (often referred to in the industry as a catastrophic plan).

But I am no longer certain we will purchase conventional health insurance, perhaps at least not right away, perhaps not for the time we are in Mexico and have access to excellent care for very low cost. What we may decide to do is to remain uninsured while in Mexico, and purchase high-deductible international coverage when we leave. (The only hitch I imagine is whether a gap in coverage will present a problem when re-entering the market.)

Too, cruisers are a self-sufficient lot, often because we have to be. If you are anchored on a remote spot in the Sea of Cortez, you will address a whole range of injuries yourself that you would not think to address in a land-based U.S. life, simply because neither an ambulance nor a drive to the hospital is an option. Windy completed a comprehensive National Outdoor Leadership School (NOLS) First Responder course last year and she is busy putting together a comprehensive medical kit, complete with prescription antibiotics and painkillers.

Additional thoughts on addressing health care as we prepare to move aboard:

• Another consideration is the period of time between quitting my job and crossing the border into Mexico. During that time, we will be doing a lot of driving and I may be able to increase the coverage for accident medical insurance on our auto policy.



http://www.diversalertnetwork.org/



• What also warrants mention is the emergency medical evacuation insurance that Divers Alert Network (DAN) provides for a nominal annual fee ($55 per year for a family). They have a stellar reputation for repatriating insureds in the event of medical trauma (emergency medical evacuation). Joining this network is on our list of things to do before we leave.


• While advances in health care technology and knowledge in the United States are impressive, I think that the system under which that technology and knowledge are administered is messed up. First, for lack of tort reform in this country, the threat of litigation forces doctors to increase the number of interventions. No matter how advanced those interventions are, they are often generally counterproductive when they are unnecessary. In 2007, I wrote about this phenomenon (that is not me in the picture) in Mothering magazine with respect to pregnancy and our decision to home birth our girls. Furthermore, unnecessary interventions increase the cost of health care, along with the high cost of premiums doctors pay to insure themselves against litigation. These self-perpetuating factors are the reason our health care costs are the highest in the world. And because they are the highest in the world, all non-U.S. based companies that provide coverage throughout the globe, restrict access to care in only one country: ours.

--MR

The How Of It All By Michael

A few weeks back, I wrote here about an article I wrote for the personal finance blog, Get Rich Slowly. The article is about our decision to turn our lives upside down and is titled, "Sailing Away from the American Dream." That article is out today.

Our decision to drop out and sail the oceans of the world on a boat (more thoughts on this here) is the basis for interesting philosophical discussions with folks, especially other families, who are not so inclined. But before those discussions can take place, the big elephant in the room is the how of what we are doing. How in the world can we quit our jobs and live without working? The assumptions people have are usually expressed in questions that come up right away: "How long are you going to do this for?" and, "Is it your boat?"

If I answer, "Indefinitely," and "Yes," I'm bound to explain that we have not inherited a small fortune nor won the lottery. I usually offer that we are of modest means, but that we've been good savers and that the cruising lifestyle can be much less expensive than what most imagine. 

But the details about how we are making this possible usually go unanswered. Hopefully this article on Get Rich Slowly will provide those answers and thereby motivate others able and inclined to follow a similar path. Also, cruisers aboard Just A Minute provide their well-put perspective on the topic in their recent post, "About Money."

While I plan to supplement our cruising kitty by selling my writing, it may be that we find we need to stop along the way to make more money, by working in different places. If so, that will be a part of the experience—and we will embrace it. For us, this is a lifestyle change, an opportunity to expose our girls to an awful lot they could not possibly be exposed to in the lifestyle we are leaving. We are eager to take what comes and to do what we need to do, like we have done the past 14 years, and like at least a billion families do the world over, everyday.

--MR

Pirates Aboard Quest By Michael

http://www.svquest.com/

News broke today that pirates captured the cruising boat Quest yesterday while she was underway a few hundred miles offshore of Oman. News reports indicate that four U.S. citizens are aboard.

I checked out Quest's blog and found the following on their home page:

I thought we should have a contest and see if you can figure out where this guy on the left came from!! The winner gets to join Scott & myself for our trip across the Indian Ocean, up the Red Sea to the Med. Hurry up before this offer expires!

"The guy on the left" they refer to is a picture of a guy who appears to be a Pacific Islander. I'm not trying to win their contest, but wondering if the winners are the two other Americans with them now...

There is not yet a lot of news available about this incident. Reports do not indicate that s/v Quest (hailing from Drummond Island, MI) was travelling in a convoy of crusiers, a practice that seems to be common in the area over the past few years.

The Quest crew took delivery of their Laurie Davidson-designed sloop in New Zealand in 2001 and sailed her to California. Since that time they have cruised extensively, apparently with the goal of circumnavigating (and she was in Puerto Vallarta, Mexico in 2003). Their site is rich with information about their travels. We extend our best wishes for a quick, safe resolution to this incident to the Quest owners and their crew.

--MR